We value the relationship we have with
our policyholders and understand that you
trust us with personal information about
yourself, your belongings and your family.
INFORMATION NEEDED:
For a complete application, we must
submit the following information: name,
address, telephone number, social
security number, household information,
vehicle and driver information, date of
birth, and insurance coverage information.
WHAT IS DONE WITH
YOUR INFORMATION?
The information that you provide is used
to obtain policy and premium quotes,
underwrite applications and prevent
fraud and material misrepresentation.
CONSUMER REPORTS:
• CLUE –
(Compressive Loss Underwriting Exchange) This is a report that shows losses that past
insurance companies have paid.
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• Credit Report –
Most insurance companies require
agencies to check credit status. (No
credit information is shown, only a
symbol for computer input.)
• MI/R – (Motor Vehicle Report)
This report
shows any accidents or
violations on your driving record.
To pull a credit report, an agent must
get permission from the named insured /
policy holder, and this is required to place
your coverage in selected markets.
SECURITY:
• We do not sell your information to
third parties.
• We do not disclose any non-public
personal financial information about
our customers or former customers to
anyone except as permitted by law.
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PERMISSIBLE THIRD PARTIES:
• Adjusters
• Investigators
• Attorneys
• Reinsurers
• Insurance Companies
• Insurance – Supported Organizations
(as needed for a policy, claim)
• Government Agencies
TERMS:
Personal Information:
Any individually identifiable information
from which judgements can be made
about an individual's character, habits,
avocations, finances, occupation, credit,
health or personal characteristics.
Privileged Information:
Any individually identifiable information
from which is related to and collected
in connection with, or in reasonable
anticipation of a claim or civil or criminal
proceeding, involving an individual.
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